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Why is it nessasarily the drivers fault?
It could have been another motorist, or a manufactoring / repair fault with the car, a blown out tire, or any number of things out of anyone's control.
To have the foresight to run towards a Signal Box or lineside telephone after just being in a car crash and the shock etc. that comes with it is almost commendable if you ask me, though I'd have rung 999 while I was at it.
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